you’re just building a better financial future for yourself

you’re just building a better financial future for yourself
Effortless cash advance lenders that are direct

Whenever you sign up for an Oakam loan, you’re not just developing a better economic future on your own, you’ll be element of a similar neighborhood that is enhancing usage of inexpensive credit for many

Every we support people as they achieve their money goals, build their credit profile and access better loan rates day. During the time that is same making use of our cellular software to settle on time, Oakam customers are transforming the lending business, making credit more affordable and much more obtainable for all.

Join our community of 150,000+ customers.

New buyer? Begin with a loan from ?100 to ?800 today. Fast recovery without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right right here.

Current consumers can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with this Big positive loan.

  • Access cheaper rates in the long run and enhance your credit score
  • Rapidly graduate to prices less than numerous bank cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup charges. No late or repayment that is early

*subject to terms

Apply with full confidence

Fill our protected application that is online get a choice in mins. No setup costs, no belated charges and no repayment that is early.

Start your Oakam journey

Place your loan to work alongside the Oakam application, increase your credit history in the long run and grow your solution to a brighter future that is financial.

Tailor your loan

Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Learn more

Get in on the customers that are 150,000 trust us

We’re more than simply a money-lender: we’re on a mission which will make credit that is accessible reality for several.

Install our mobile application

The Oakam mobile software will permit you to use along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your repayment that is next time
  • Assessment your payment routine

Reasons why you should join Oakam

Bad credit? We will pay attention

We’ll tune in to your tale if you should be on advantages, have bad credit rating or simply found its way to great britain. We’ve caused it to be our objective to split down barriers that are financial boost accessibility for several.

No house visits – ever before!

Cash is a exclusive matter and we ensure that is stays like that. Think about us as an option to doorstep financial loans. We’ll never ever hit on the door and you may constantly reach us using the internet or higher the telephone.

No surprises that are hidden

At Oakam you’re always in charge. Our items are simple and transparent. We don’t charge fees that are late there’s no cost connected with repaying early.

Your connection up to a better economic future

While you pay off your Oakam loan, it is possible to unlock reduced prices, larger quantities and longer terms. It’s our method of assisting you to grow your credit profile in the long run.

Handle your loan because of the Oakam software

Access your loan and payment routine by getting our software, thereby applying for tops ups and brand new loans in the near future.


Oakam provides direct and easy economic solutions for those who find it hard to borrow from financial institutions. You can expect accountable usage of credit and they are specialized in offering our clients with value.

Every we support people as they achieve their money goals, build their credit profile, and access better loan rates day. During the same time, using our cellular application to settle on time, Oakam clients are transforming the financing industry, making credit less costly and much more available for everyone.

So how exactly does it work?

It’s simple! You are able to use on our internet site, or via our cellular software. The software could be downloaded through the Apple iStore for iPhone products, or from the Bing Enjoy shop for Android os products. In the event the application is authorized, the bucks may be provided for your money from the day that is same. Many successful applicants get their financial financial loans within a few hours to be authorized.*

*Subject to condition. In the form, we are going to ask you to answer for the month-to-month earnings and spending in information, to be able to concur that you really can afford the month-to-month repayments on the lifetime of the loan.

Does Oakam do a credit search?

Yes. But we usually do not base our decision entirely on your credit score. At Oakam we recognize that life does not go as planned always. We comprehend that you may have come across financial hardships in past times so that as an effect, you may possibly have an undesirable credit history. Unlike various various other lenders though, Oakam will likely not instantly blacklist you have missed repayments. Your credit score and affordability assessment assist us comprehend your situation that is current when assess the job for a loan.

So, also we might still be able to help if you have been declined by other lenders in the past.

I will be not used to the united kingdom. Can Oakam help me to with that loan?

Yes. We ask which you have now been a resident in the united kingdom for at the very least six months before you apply for a loan with us. All financial loans tend to be susceptible to cost inspections as well as your economic condition. We welcome new clients each and every day and, because our application that is online process totally automatic, you are able to apply when you want to, seven days per week. Our financial loans tend to be at the mercy of your economic standing.

So what does APR imply?

APR signifies Apr.

The APR is a measure that is standard across all credit products to assist customers compare the price of financial financial loans. Since the APR reflects the annual price of fee for a financial loan, it isn’t constantly a measure that is easy comprehend when you compare loans of various lengths.

The APR is, properly, a efficient contrast device for similar items, but additionally into the APR, we always demonstrate the sum total price of financing additionally the specific instalments, for example. what you will really pay off in complete. We think these records offers you a fuller image of the expense of our financial financial loans and may help you produce a decision that is informed certainly one of our financial financial loans works for your needs.

I will be self-employed. Can I have that loan?

Yes, subject to your monetary condition.

Am I able to have shared application with my companion?

No. We just lend to people therefore we usually do not take combined programs.